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1stAmericard provides fast, secure and reliable payment acceptance at more than 2.8 million point-of-sale locations worldwide.
Through our partnerships and alliances with some of the most well respected financial institutions in the world, 1stAmericard's merchant services enables millions of merchants around the world to accept any type of electronic payment easily and securely. This allows our merchants to focus on what they do best-selling goods and services to consumers and businesses.
As a long-term strategic partner, we help our customers build stronger and more valuable relationships with their customers. We are building on the foundation of traditional transaction processing and anticipating the market demands that will shape commerce in the years and decades to come. Our comprehensive range of merchant services include:
1st Americard
Be a part of a $60 billion dollar per year industry that is growing at an astounding rate. Did you know that in a matter of just a few years, the number of active credit cards has gone from 300 million (...that's more cards than there are people in this country!) to an amazing 1.5 billion? Before the end of another decade cash will be next to obsolete! Internet shoppers are expected to spend more than $36 BILLION this year alone. Over 95% of these transactions will be done electronically, WITH CREDIT CARDS.
1st Americard and the credit card authorization centers we access process over 60% of all transactions in the USA! Together we have more than 1 million merchants online, and process some 60 million transactions per month - that's 8000 transactions per hour, every hour, of every day! Soon the international floodgates will open and these numbers will increase substantially.
1st Lease
1stLease Financing helps small-and mid-sized merchants acquire credit card terminals and other related point-of-sale equipment to handle all their non-cash processing needs. We provide innovative leasing programs through our national Independent Sales Organization partners to help businesses to conserve capital and manage payments.
1st Advance
If you're lacking resources to secure conventional business funding, maybe you need a resource that's unconventional. Small business owners often don't have the resources to secure conventional business funding. At 1stAdvance, your future sales are the asset that you leverage to access working capital for the growth of your business.
1st Online
1stOnline online reporting tools provides your business with a dedicated web site that allows our merchants to access their merchant account information online, 24 hours a day, 7 days a week.
1st Check
1stAmericard has a tradition of providing merchant clients and their customers with the most advanced solutions for Electronic Check Processing. Our proprietary Check Processing System has the ability to process thousands of transactions per second. We are proud of our 99% retention of check processing customers. This is testimony to the quality of our product.
1st Debit
1stDebit debit/check card service is "direct" or "online" debit service, which prompts for store clerks and requires a personal identification number (PIN) to be entered by the customer for authorization. 1stDebit simply offers the best service available in terms of network coverage, routing and availability while passing on significant savings in monthly processing fees to the merchant.
1st Commerce
1stCommerce offers secure, scalable solutions that enable merchants to process unlimited transactions from anywhere in the world in multiple currencies. Our solutions support any business model -- Internet, broadband, wireless, call center and retail -- and come with free technical support
1st Club
The cost of doing business escalates on a daily basis. Many business owners are looking to new and unique ways to drive more profit dollars to their bottom line. These dollars are as close as your phone just by calling 1stClub and receiving valuable benefits such as lifetime equipment warranty, free processing supplies, Visa and Mastercard advertising decals and signeage, and more.
1st Gift Card
Gift Cards, Stored Value Cards, Pre-Paid Cards...are the revolutionary new payment solution that provide benefits for both the merchant and the customer. Resembling a common credit card, Gift Cards are a powerful marketing and sales tool for your business. Use Gift Cards to start generating revenue for your business now!
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